Money Advice

What to do if you don’t have a 401(k)

Posted by The Simply Money Advisors Team on Feb 6, 2019 9:41:26 AM

Perhaps surprisingly, there are many other workers in the same boat with you. According to data from The Pew Charitable Trusts, about 35% of private sector workers older than 22 don’t have access to this kind of retirement plan.

Not great news. But also, not the end of the world.

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Topics: Retirement Planning

Retiring before age 65? Here are 6 healthcare options

Posted by The Simply Money Advisors Team on Jan 16, 2019 6:29:38 AM

Do you have a plan for healthcare in retirement?

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Topics: Retirement Planning

Don’t shortchange your retirement by making this simple IRA mistake

Posted by The Simply Money Advisors Team on Jan 9, 2019 8:24:33 AM

Some of the most successful retirees we see at Simply Money Advisors pay attention to the little details long before they retire. Increasing 401(k) contributions when IRS limits go up. Refinancing their mortgage to reduce their monthly payment. Tracking expenses.

If you want to follow in their footsteps, we have a question for you: Have you thought about your traditional IRA or Roth IRA lately, or are they only something that cross your mind around tax time?

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Topics: Retirement Planning

Is it ever OK to rent in retirement?

Posted by The Simply Money Advisors Team on Nov 7, 2018 10:16:24 AM

Buying versus renting. Which is better in retirement?

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Topics: Financial Planning, Retirement Planning

Take control of your future by focusing on these 7 retirement planning must-dos

Posted by The Simply Money Advisors Team on Oct 17, 2018 1:43:35 PM

What does retirement look like to you?

Even more importantly, do your savings, investments, and money habits have you on track to get there?

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Topics: Retirement Planning

3 things to consider before you relocate

Posted by The Simply Money Advisors Team on Oct 10, 2018 11:17:35 AM

You’ve probably thought about moving to a new region, or maybe even another country. In fact, according to, 60% of all people between the ages of 50 and 65 consider such a move likely, with most of those eyeing a new home that’s more than 100 miles away.

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Topics: Retirement Planning, Life in Retirement

3 of the biggest retirement fears (and how to squash them)

Posted by The Simply Money Advisors Team on Oct 3, 2018 9:00:00 AM

“During the day I don’t believe in ghosts. At night, I’m a little more open-minded.” -Unknown

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Topics: Retirement Planning

How an account usually used for college expenses can improve your retirement quality of life

Posted by The Simply Money Advisors Team on Sep 12, 2018 5:24:00 PM

As you get closer to retirement, do you know what you’re going to do with all your free time? It’s a question you need to start thinking about. After all, you’ll need to fill the 40 or more hours per week that were once occupied by work.

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Topics: Life in Retirement, Retirement Planning

3 retirement 'investments’ (and 1 type of person) to avoid

Posted by The Simply Money Advisors Team on Aug 31, 2018 5:13:00 PM

You’ve been working hard and saving well your entire life. Don’t let one bad decision destroy everything you’ve been planning for! These are some of the most common investment products, scams and fads aimed almost exclusively at retirees and pre-retirees.

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Topics: Retirement Planning

Here’s why your 401(k) balance is lying to you

Posted by The Simply Money Advisors Team on Aug 22, 2018 5:05:00 PM

Just recently, the brokerage firm Fidelity shared some noteworthy news: there are now a record-breaking number of “401(k) millionaires” among the 401(k) plans it administers. This exclusive group is about 168,000 strong, up from 118,000 last year. 

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Topics: Retirement Planning, Investing


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